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MyNiceHome

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Learn how to plan, budget for, and buy an HDB flat.

Last updated 10 March 2026

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Guides for Buying an HDB Flat
Sales Launch
Guides by Home Buyer Profile

Guides for Buying an HDB Flat

Embarking on your home buying journey? Get started with our guides on buying an HDB flat!

A family walking through a common area in an HDB estate, surrounded by lush greenery.

How to Buy an HDB Flat

A step-by-step guide to getting started, from applying for an HFE letter, calculating your housing budget, to searching for HDB flats.

A couple standing on the rooftop garden of an HDB block, looking out at the scenery.

How to Apply for an HFE Letter

You need an HDB Flat Eligibility (HFE) letter before you can buy an HDB flat.

Parents and their two young children spending time together in the living room of their HDB flat

CPF Housing Grants for HDB Flat Buyers

Read more about the CPF housing grants available to offset the purchase price of your flat.

A young couple looking at documents on a table, with a laptop opened next to them

Housing Loans for HDB Flat

Learn about the housing loans offered by HDB or a Financial Institution (FI), as well as the key differences between both loans.

Parents and their two young children walking through the open front door of their HDB flat

HDB Flat Types and Classification

Understand the different HDB flat types and classification available to meet different household needs and budgets.

A young couple looking at models of housing blocks

How to Buy an HDB BTO Flat

A step-by-step guide on buying your first BTO flat.

Two couples walking through the common area of an HDB estate.

Priority Schemes for HDB BTO Flat Buyers

Learn more about HDB’s priority schemes and how you can improve your chances of getting an HDB flat.

A couple and their young son sitting together at their dining table in a colourful HDB flat

How to Buy a Resale HDB Flat

A step-by-step guide to buying your first resale flat.

Sales Launch

Interested in buying a new flat from HDB? Learn more about the flats on offer at our sales launches.

A couple decorating their new flat.

February 2026 Sales Launch

4,692 BTO flats in Bukit Merah, Sembawang, Tampines, and Toa Payoh have been launched.

Guides by Home Buyer Profile

Whether you’re a couple looking to buy your first home, a single ready to live on your own, or a senior searching for a place to live out your golden years, there are housing options and policies to support your needs.

A young couple walking through an HDB estate

The HDB Guide for Young Couples

Young couples can benefit from the First-Timer (Parents & Married Couples) category, Deferred Income Assessment, and Staggered Downpayment Scheme.

A man sitting on the floor of an HDB flat, reading a book

The HDB Guide for Singles

Eligibility conditions, grants, and priority schemes for singles looking to buy an HDB flat on their own.

3 seniors walking along a path in an HDB estate, surrounded by lush greenery.

The HDB Guide for Seniors

Housing options and priority schemes for seniors looking to buy an HDB flat, and ways elderly homeowners can monetise their flat to support their retirement.