Terms of Use


This website is owned and operated by the Housing & Development Board (“HDB”).

By accessing this website, you unconditionally agree to be legally bound by the Terms of Use. If you do not accept the Terms of Use, please exit immediately. Continue only if you accept the Terms of Use.

We may revise the Terms of Use at any time with or without notice to you, and without liability. You shall be deemed to have accepted and agreed to the amended Terms of Use and the changes upon your use of this website after the amendments have been made. You must check the Terms of Use every time you use this website as they are binding on you. If you do not agree to any amendments to the Terms of Use, you must not proceed but exit immediately.

User’s Responsibility

The user:

1. Must abide by the terms and conditions set forth in the Terms of Use

2. Must not use this website for any unlawful purposes

3. Will use this website solely for personal, and non-commercial purposes

4. Must not alter or modify this website for anything beyond its intended purposes

Where information is provided in this website, it is meant as a general information source only and we are not involved in giving professional advice. This website may not cover all information available on a particular issue. You should do your own checks or obtain professional advice relevant to your particular circumstances

Intellectual Property

Materials, including but not limited to source code, pages, documents and online graphics, audio and video in this website are protected by law. The intellectual property rights in the materials are owned by or licensed to us. All rights are reserved.

No part of this website may be reproduced or reused for commercial or any other purposes whatsoever without our prior written permission.


You shall at all times indemnify, keep indemnified and hold HDB harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special and/ or punitive damages), injuries, claims, costs, fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated or threatened legal proceedings), howsoever caused by, arising or resulting from any use by or through you of this Website and/ or any breach or purported breach of these Terms and/ or any applicable law, whether or not written.

General Disclaimer and Limitation of Liability

HDB makes no warranty that this website will meet the User’s needs or requirements, or that any service, software or information provided will be uninterrupted, timely, accurate, reliable, secure or error free.

Information and materials contained in this website are provided on an ‘as is’ and ‘as available’ basis. HDB does not warrant the accuracy, adequacy, timeliness or completeness of such information or materials and expressly disclaims any liability for errors or omissions

HDB does not endorse any product(s), person(s), place(s), or receive any benefits for featuring any third party articles/stories/contents on this website.

The User acknowledges, accepts and assumes all risks inherent in Internet transactions and will not hold HDB liable under any circumstances whatsoever for any claim or demand (for damages, losses, expenses or otherwise) which the User may have or be exposed to as a result of the User assuming such risks.

HDB will not take responsibility for:

1. Any loss or damages arising from the use of this website or its Contents. The Contents provided are for your information only.

2. Any loss or damage resulting from any delay in operation or transmission, communication failure, Internet access difficulties or malfunctions in equipment or software.

Applicable Laws

Use of this website and the Terms of Use are governed by the Laws of Singapore.